StatConsulting

Risk

An extremely important aspect of business activity is the effort to minimize risk. Inherent to any business activity, risk can be connected not only with economic factors such as the situation on financial markets, but also with intentional actions of customers or employees. For the financial sector this entails the need to satisfy the requirements of Basel II and Solvency II accords.

StatConsulting delivers services and software designed to support businesses and institutions in risk minimization. The offer includes:

• a wide range of analytical and consulting services concerning:
  
  • credit risk management,
  • market risk management,
  • operational risk management,
• the construction of scoring and rating models based on data collected by the customer and expert models including
  • cost-effective remote development of scoring models over Internet,
• deployment of management IT solutions (StatCR, StatMR, Optial's software solutions),
• deployment of scoring systems which automate the decision processes (StatC Engine),
• complex analysis of debt-collection processes and their optimization,
• analytical software and services for fraud and abuse detection,
• training courses devoted to credit scoring, risk management and fraud detection.

Benefits

• smaller share of „difficult customers” in the receivables portfolio,
• satisfying the requirements of financial supervisory authorities (Basel II, Solvency II),
• connected with capital requirements,
• minimization of losses resulting from market fluctuations,
• automation of criminal offence prevention,
• increased effectiveness of debt collection,
• quicker repayments of arrears by debtors.